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💰 Government Aid

STR, SARA, BUDI, state aid by eligibility

Assistance for Unemployed Disabled Persons (BTB)

The Bantuan OKU Tidak Bekerja (BTB) provides **RM300** monthly welfare cash aid to unemployed disabled persons in Malaysia.

BUDI MADANI Diesel Subsidy Guide

A comprehensive guide to the BUDI MADANI targeted diesel fuel subsidy program in Malaysia, covering eligibility criteria, application steps, and subsidy benefits.

Bantuan Awal Persekolahan (BAP)

Guide to the RM150 schooling aid program for primary and secondary students from low-income families.

Bantuan Sara Hidup (BSH) for Non-Pensionable ATM Veterans

Monthly financial aid of RM300 for non-pensionable Malaysian Armed Forces (ATM) veterans in the B40 income group.

Bantuan Sara Hidup Nelayan (BSH Nelayan) - Living Allowance for Fishermen

The BSH Nelayan is a monthly living allowance of **RM300** (or **RM250**) for registered fishermen with a monthly household income below the poverty line (B40).

Bantuan Warga Emas (BWE) Monthly Welfare Cash Aid

The Bantuan Warga Emas (BWE) is a monthly welfare cash aid provided by the Department of Social Welfare (JKM) to eligible Malaysian citizens aged 60 and above with a monthly household income below the current Poverty Line Income (PGK) of B40 families.

Bereavement Death Benefit (Khairat Kematian) for STR Recipients

Provides a one‑off cash assistance of RM1,000 to the family of a deceased STR recipient, payable at any BSN branch upon submission of required original documents.

EPF Account 3 (Akaun Fleksibel) Withdrawals

Guide to accessing and withdrawing funds from EPF's Akaun Fleksibel (Account 3) for short-term financial needs.

FLYsiswa Flight Ticket Subsidy for IPT Students

Guide on claiming the RM300 flight ticket subsidy for public university (IPTA) students travelling between Peninsular and East Malaysia.

JKM Bantuan Penjagaan OKU Terlantar (BPT) Care Allowance

The JKM Bantuan Penjagaan OKU Terlantar & Pesakit Kronik Terlantar (BPT) provides **RM500** monthly cash aid to caretakers of bedridden OKU patients or chronically ill patients.

JKM Child Welfare Cash Aid (BKK)

The Bantuan Kanak-Kanak (BKK) is a child welfare cash aid provided by JKM to support poor households with children aged 18 and below.

JKM EPO Salary Incentive Allowance for Working Disabled Persons

The JKM EPO Salary Incentive Allowance provides a monthly RM450 allowance to working disabled persons in Malaysia. Eligible applicants must be Malaysian citizens, working in the private sector, self-employed, or government, with a valid OKU card and monthly income/salary not exceeding RM1,500.

JKM General State Welfare Assistance

Monthly cash assistance for low-income individuals facing temporary hardships in specific states.

MyKasih Food Aid Program

The MyKasih e-Kasih cashless food aid program provides a monthly allowance of **RM100** to hardcore poor households in Malaysia, loaded directly onto the recipient's **MyKad**.

MyLesen MADANI: Fully-Sponsored Driving License Program

A fully-sponsored driving license program for B40 Malaysian youths, providing free Class B2 motorcycle driving license training and testing.

MySalam National Health Protection Scheme

Guide to the free mySalam scheme providing B40/M40 critical illness payouts and hospitalization allowances.

PERKESO Job Search & Employment Mobility Assistance

Guide on claiming relocation and mobility allowances of up to RM1,000 from SOCSO (PERKESO) under the Employment Insurance System (EIS).

PTPTN Loan Repayment & Discounts

Complete guide to PTPTN student loan repayment channels, salary deductions, and government incentive discounts.

Program Pembangunan Siswa Sulung (SULUNG) Tuition Waiver

Government education aid program providing full tuition fee waivers for the first child of B40 families to enter university.

RISDA Monsoon Cash Assistance (BMT)

The RISDA Bantuan Musim Tengkujuh (BMT) provides **RM800** cash assistance to eligible smallholders and rubber tappers during the monsoon season.

RM40 Electricity Bill Rebate

The RM40 Electricity Bill Rebate is a program for eKasih registered families, providing up to RM40 per month subsidy on electricity bills.

SOCSO Health Screening Program (HSP) Vouchers

Guide on claiming free health screening vouchers from SOCSO (PERKESO) for contributors aged 40 and above to screen for diabetes, hypertension, and cancer.

SOCSO Invalidity Pension (Skim Pencen Ilat)

Overview of social security protection under SOCSO's Invalidity Scheme, detailing payouts and eligibility.

Skim Bantuan Kebajikan Bulanan JKM

Guide to monthly welfare cash allowances by the Department of Social Welfare (JKM) for children, elderly, and OKU.

Skim PeKa B40 Health Care Scheme

Guide to the PeKa B40 scheme offering free medical screenings, device subsidies, and transport incentives.

State-Level Bereavement & Funeral Cash Aid Schemes

Overview of state-funded bereavement and funeral cash assistance (Khairat Kematian) available for low-income and senior citizens in Malaysia.

Sumbangan Asas Rahmah (SARA) 2025

Comprehensive overview of the Sumbangan Asas Rahmah (SARA) 2025 targeted cashless aid program, covering eKasih-based automatic eligibility, MyKad cashless distribution, and purchasing rules.

Sumbangan Tunai Rahmah (STR) 2025

Guide to the Sumbangan Tunai Rahmah (STR) 2025 cash aid initiative by the Malaysian government, including household, senior citizen, and single eligibility criteria, payment schedules across 4 phases, and application methods.

TEKUN Nasional's Special Women's Business Financing (TemanNita)

A microfinancing scheme for Malaysian female entrepreneurs aged 18-65, with a registered business and net income/salary under RM5,000/month. Offers financing from RM1,000 to RM20,000 with a 4% flat interest rate and repayment period up to 5 years.

Zakat Assistance for B40

The Zakat Assistance for B40 program provides financial aid to low-income individuals and families in Malaysia. The assistance is distributed through the Zakat, Endowment, and Tabung Haji Board (ZAKAT).

eBeliaRahmah Student Credit

The eBeliaRahmah program offers a **RM200** e-wallet credit to eligible Malaysian youths and students.

eMADANI RM100 E-Wallet Credit Program

The eMADANI program by the Ministry of Finance provides a **RM100** e-wallet credit to eligible Malaysian citizens.