# SOCSO Self-Employed Social Security Scheme (SKSPS)

What Is It

The Self-Employed Social Security Scheme (SKSPS) or Skim Keselamatan Sosial Pekerjaan Sendiri (SKSPS) is a social security program managed by SOCSO. It protects self-employed individuals against employment-related injuries, including occupational diseases and accidents occurring during work-related travel.

Who Is Eligible

  • Malaysian citizens or permanent residents.
  • Self-employed individuals operating in 20 designated sectors (including passenger transport/e-hailing, delivery/courier, agriculture, food/hawkers, and arts).
  • Note: Registration is compulsory for e-hailing/delivery gig workers and public transport operators under transportation laws.

    • Required Documents

  • Copy of MyKad.
  • SSM Business registration or active platform provider profile driver card page (e.g. Grab, Lalamove, Foodpanda dashboard).
  • Driving license (for transport sectors).

    • Step-by-Step Procedure

    1. Access Matrix Portal: Visit the SOCSO Matrix online portal. 2. Register Account: Sign up using your MyKad. 3. Select SKSPS: Navigate to 'SKSPS Registration' and select your business sector. 4. Choose Plan: Select your preferred annual contribution plan tier. 5. Pay Contribution: Pay the annual contribution fee online via FPX or credit/debit card. 6. Get Protection: The coverage starts instantly and remains active for 1 year.

    Cost & Processing Time

  • Cost:
    • - Plan 1: RM157.20 per year. - Plan 2: RM232.80 per year. - Plan 3: RM362.80 per year. - Plan 4: RM592.80 per year. - Note: The government frequently provides 90% subsidies under budget programs, reducing Plan 2 contribution costs to around RM23.30 per year.
  • Processing Time: Active instantly upon payment verification.

    • Where to Apply

  • Online: [SOCSO Matrix Portal](https://matrix.perkeso.gov.my)
  • In-person: Any SOCSO (PERKESO) branch office nationwide.

    • Important Notes

  • SKSPS benefits include Medical Benefit (free treatment at panel clinics), Temporary/Permanent Disablement Benefits, Constant Attendance Allowance, Dependent's Benefit, and Funeral Benefit (RM2,000).