# EPF Caruman Sukarela Insentif Suri (i-Suri)

What Is It

Caruman Sukarela Insentif Suri (i-Suri) is a government-assisted welfare program managed by the Employees Provident Fund (KWSP/EPF). It encourages housewives, single mothers, and widows to save for their retirement by providing government matching contributions of up to RM480 per year.

Who Is Eligible

  • Malaysian citizen housewife, single mother, widow, or single woman.
  • Registered under the national eKasih database (classified as poor or hardcore poor) as of the latest database updates.
  • Under the age of 55 at the time of contribution.

    • Required Documents

  • Copy of MyKad.
  • Proof of active registration status in the eKasih database (checked online or via JKM).
  • Marriage Certificate, Divorce Certificate, or Spouse's Death Certificate (for single mother/widow categories).

    • Step-by-Step Procedure

    1. Verify eKasih Status: Visit the nearest EPF branch office to verify your eligibility under the eKasih database. 2. Register i-Suri: Complete the i-Suri registration form (KWSP 16G (M)) at the EPF counter. 3. Make Deposit: Deposit a minimum of RM5.00 monthly (or at least RM60.00 per year) into your EPF account. 4. Government Match Payout: Once the payment criteria are met, the government matches your contribution up to RM480 per year. 5. Check Balance: Monitor your savings growth in the Kwsp i-Akaun portal.

    Cost & Processing Time

  • Cost: Minimum member contribution is RM5.00 monthly.
  • Processing Time: Instant account registration. Government matching funds are credited annually.

    • Where to Apply

  • Any Employees Provident Fund (EPF/KWSP) branch office nationwide.
  • Information Portal: [KWSP i-Suri page](https://www.kwsp.gov.my).

    • Important Notes

  • Registered i-Suri members also receive access to standard EPF benefits, including annual dividends, disability benefits (RM5,000 payout), and death benefits (RM2,500 payout).